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MRRdeals
PocketBook AI

PocketBook AI

MRRdeals Score · 51/100
Fintech·Revenue rank #1,941
Share on X
MRR
$413/mo-6.8%
Asking
$9K
$MRRdeals score
51/100

PocketBook AI is an expense tracking app that provides personalized financial advice.

What this SaaS is

Expense tracking app providing personalized financial advice.

Subscription$12.79/mo · $34.99/3mo · $119.99/yrA fintech investor looking to expand into personal finance solutions.
Key features
  • Expense tracking
  • Personalized financial advice
  • User-friendly interface
Things to scrutinise
  • Non-recurring revenueNo active subscriptions. The cash isn't contractually guaranteed to repeat.
  • No active customersZero customers reported. Hard to model retention or growth.
  • Single acquisition channelAll customers come from one acquisition channel. Pull the plug and revenue dies.

Numbers that matter

MRR
$413/mo
Revenue 30d
$410
Cash actually collected
All-time
$2.6K
Active subscriptions
31
Total customers
0
All-time count
Growth 30d
-6.8%
Profit margin
100%
Multiple
1.8x
Asking / ARR
Payback
21.8 mo
At current margin
At a glance
Founded
Listed
6mo ago
Payments
Revenuecat
Audience
B2C

Score breakdown

How the composite score above splits across seven independent signals. Each axis is graded 0-100. Hover for details.

ProfitabilityGrowthProductMoatOperabilityRiskMarket
Profitability85/100

Payback period, asking price vs category median multiple, and 30-day profit margin.

Growth15/100

30-day MRR delta, with a small bonus when historical snapshots confirm a sustained climb.

Product49/100

Revenue per visitor, customer count, plus live-site UX signals (pricing reachability, core pages, copyright freshness).

Moat26/100

AI-disruption risk, presence on review platforms (G2, ProductHunt, AppSumo…), penalty when built on no-code rails.

Operability44/100

Diversity of marketing channels, Merchant-of-Record status, cofounder count. Solo founders and no-code stacks get docked.

Risk54/100

Listing freshness, payment provider trust, business age, customer concentration. Higher score = less risky.

Market63/100

Structured market read across TAM, saturation, 3-year trend, and hype cycle, blended with our category momentum signal.

Market read

  • TAM
    mid

    The fintech space for expense tracking apps has a moderate user base but is not overly expansive.

  • Saturation
    mature

    Many competitors exist in the expense tracking market, indicating a mature saturation level.

  • 3y trend
    growing

    Consumer interest in personal finance management has been increasing, suggesting a growing trend.

  • AI disruption
    wrapper killable

    The app's functionality can be easily replicated by solo developers, making it vulnerable to disruption.

  • Hype cycle
    mainstream

    Expense tracking apps are widely adopted and have reached mainstream usage among consumers.

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